Why You Should Use Up Your Insurance Benefits Before Years End
November 15, 2016
Oral Health News
Sedation Dental Group
Slotting in a few dental appointments before years end might be worth more than you know. By utilizing the remainder of your dental insurance coverage you will truly be giving yourself the gift of health, as well as potentially saving yourself a lot of money in the New Year.
Use It or Lose It
The fact is, is that if you don’t use up your insurance benefits, you will actually lose them at the end of each year. There’s no stockpiling for a rainy day, so ensuring you capitalize on all your cleanings, fillings and even orthodontic work – will mean that you have more room to play with in the coming year.
Use Up Your Deductible Before it Resets
Everyone has a deductable that must be paid to their dental professional out of pocket that is not covered by their insurance, and this fee will vary based on your insurance plan. However, the deductable tends to remain the same and resets with each New Year – but by using up as much of your dental insurance as you can based on your oral needs, you will be maximizing on both your benefits are well as your deductable.
Deplete Your Annual Maximums
Your annual maximum is the limit on how much the dental insurance plan will pay for your dental work within one full year, and again – it varies based on your insurance company, but it averages around $1,000 per year/person and will renew every year. So by depleting these maximums you are using up money available to you, and not losing out on this valuable financial benefit.
Address Unknown Dental Problems
A lot of times individuals will have a dental plan but never use it. If you’re one of those people you may have a lot of work to accomplish in your mouth you may be unaware of, and leaving it will cost you more in the long run. So by addressing some dental problems before 2017, and some shortly into 2017, will possibly have you all clear for another year and also have your oral health in check.
DentistsRUs is all about addressing your dental needs in a preventative way instead of waiting until the problem is actually painful. So take full advantage of your benefits before January 1 to capitalize on your health as well as your savings. We’re here to help and offer a variety of dental office locations within the Lower Mainland as listed below!
Burnaby Sedation & General Dentistry | 250 – 3433 North Rd. Burnaby, BC
Langley Sedation & General Dentistry | #103 – 19978 72nd Avenue Langley, BC
Coquitlam Sedation & General Dentistry | #1412-2929 Barnet Hwy, Coquitlam, BC
Port Coquitlam Sedation & General Dentistry | #103 3380 David Ave, Coquitlam, BC
New Westminster Sedation & General Dentistry | 243-800 Carnarvon St. New Westminster, BC